-= Instructions =-
Mix the refried beans and taco seasoning together. Mix well. This is the first layer. Put a layer of sour cream on top of the refried beans, taco seasoning and chilies.

Next place a layer of well mixed/mashed  avocados on top of everything else Then layer of sour cream. Next sprinkle cheeses on top. ! Next cut up tomatoes and add as many as you like.  Last put chopped up olives. I tried this recipe, with the oven temp set to 350ºF. , until the cheese was melted.  Last, grab a bag of your favorite chips and enjoy.